I didn't have the best experience explaining this to Blue Cross of California over the phone today. I had hoped to just call them and say that I'd be moving... and then they'd be a little like my car insurance and just switch me over to the new state-- with a slightly lower rate.
(I'll be saving around 30% on my car insurance for moving back to TN btw.)
Anyhow, I had to talk to 3 different operators over the course of 30 minutes. Each person just couldn't believe I'd be calling to switch. One person suggested that I shouldn't actually change my health insurance-- that I should just buy the minimum coverage and then go to the emergency room if I really have to. Umm... that's really not what I had in mind.
So it looks like after all that, even if I want to stay with Blue Cross I have to completely reapply from square one. Wonderful. I hope I have enough information with me right now to get it done. Plus, it takes two weeks to become active, so I've really got to go ahead and put it in the system.
Instead of calling back to get frustrated customer service people, I've decided to revert back to the way that I got Blue Cross in the first place-- using eHealthInsurance.com. They allow you to input a few varables and then compare plans with lots of different companies.
Hopefully they won't complain that I'm moving to TN or suggest I just go to the ER. :-)
This is the link to eHealthInsurance:
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